Why Pre-Qualify?

Are you looking for a new mortgage? We can help! Give us a call today at (727) 743-1620. Ready to get started? Apply Here.

Even if you have not picked out houses to view yet, it is valuable to visit with your mortgage loan professional first. Why? What can we do for you if you haven't made your offer, and do not yet know how much you need to borrow?


We can help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. This process takes you through your finances - your debt, income, employment, and down payment money, among other things. We will ask for a minimum amount of paperwork, with a quick process.

We will give you a Pre-Qualification Letter when you qualify, which states that we are confident you will qualify for a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Once you find the house that is ideal for you, and you want to make an offer, being pre-qualified for a loan will do several things. The first is that you'll know what you'll be able to afford when putting together your offer. Being pre-qualified also will make your offer more attractive to the home seller, as if you were bringing them a suitcase full of cash! They won't need to worry that that they are wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. During this process, we look at your borrowing potential - looking at your earning status, money available for down payment, existing debt, income, and other circumstances. It's quick and basic; and we take pride in keeping the paperwork to a minimum.

One on one

While you can benefit from our tools to calculate mortgage variables on our website, it will be a good idea to meet with us. We can walk you through your pre-qualification letter. Then, we will make sure we have selected the ideal mortgage loan program for your situation. Contact us at (727) 743-1620 to get started.

Have questions about pre-qualifying? Call us at (727) 743-1620. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.