Why it's Important to Pre-Qualify

Shopping for a mortgage loan? We'll be glad to talk about our mortgage offerings! Give us a call at (727) 743-1620. Want to get started? Apply Now.

Even if you have not researched homes to visit yet, it's valuable to visit with your mortgage pro early. Why? How can we help before you have negotiated a price, and do not yet know how much you need to borrow?

We Will Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. We can achieve this by reviewing your debts and income, your employment and residence circumstances, your funds available for down payment, required reserves, and some other things. It's a quick, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter once you qualify, which says that we're confident you will qualify for up to a predetermined amount of mortgage dollars.

Pre-Qualification Power

Holding your pre-qualification letter, several advantages fall at your feet when you find the home you want to put together an offer on. First of all, you have some general numbers in mind, as the amount you can borrow. Being pre-qualified also will make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They need not wonder if that they're wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

We can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. We can achieve this by reviewing your debts and income, your work and housing circumstances, your funds available for down payment, required reserves, and some other things. We as for a minimum amount of paperwork, with a quick process.

One-on-One

You can certainly use the calculators on our website to calculate how much mortgage you'll be able to afford - but it's also important to talk with us. For one thing, you'll need a Pre-Qualification Letter! Next, we can consider your mortgage loan choices to be sure you have chosen the right one. Let us help you get started: Call us at (727) 743-1620.

Have questions about pre-qualifying? Call us at (727) 743-1620. My FL Home Loans, Inc. answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.