Don't Forget Closing Costs

"Closing Costs" are the fees which cover various services involved when you sell or buy a house. Sellers and buyers often negotiate these costs.

As you'll see below, many of the costs result from getting your mortgage. Since My FL Home Loans, Inc. is highly experienced with closings and mortgages, we are closing cost experts.

Loan Estimate (Also known as the LE)

Buyers get a "Loan Estimate" of closing costs around the time the loan application is submitted to the lender. The closing costs enumerated in the Loan Estimate are estimated based on My FL Home Loans, Inc.'s experience with mortgage loans, but costs usually change a little bit between delivery of the LE and closing. We answer buyers' questions about closing costs every day at My FL Home Loans, Inc., so please be sure to ask if we can help answer your questions.

Below you'll find a generic list of closing costs. We will provide a specific list of your closing costs when we give you a Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Up-front Interest Payment
  • Escrow Account
  • Taxes
  • Loan Origination Fee
  • Points — A fee paid to lower your interest rate (optional)
  • Appraisal Costs
  • Obtaining YourCredit Report
Property Taxes
  • Recording Fees & Transfer Taxes
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood / Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)

My FL Home Loans, Inc. can answer questions about these closing costs. Call us at (727) 743-1620.

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question